401(k) & IRA Rollovers
Bring scattered retirement accounts back into one place, with the taxes and fees checked line by line.
401(k)s and IRAs left behind at old employers are hard to keep track of, and it is even harder to see how much is quietly going out in fees.
A rollover is not just moving money. It is building the income system you will actually live on, arranged so that taxes and fees stay as low as possible.
I stay with you through the whole process, so the paperwork is not something you have to figure out alone.
- Consolidating retirement accounts
- Tax & fee review
- Roth IRA conversion guidance
- Safe transfer of assets
- Preparing for RMDs
Pulling old 401(k)s into a single IRA lets you see the whole picture and keep one consistent strategy.
401(k) menus are narrow. An IRA opens up stocks, bonds, funds and annuities so the portfolio can fit you.
A trustee-to-trustee transfer is not treated as a withdrawal, so there is no withholding or penalty. An indirect rollover must be redeposited within 60 days.
One question is enough to start
A consultation does not oblige you to buy anything. Putting your situation in order is my job.
- 1
Call or email
Leave just a name and a number, and I will call you back.
- 2
We talk it through
Not a product pitch. I start with where you stand and what you want to know. Office visit or phone, whichever is easier.
- 3
You decide in your own time
I show you the carriers side by side. Talking it over with your family first is never too late.
