MYGA Rates 2-Yr5.05%3-Yr6.00%5-Yr6.25%7-Yr6.25%10-Yr6.25%

Rates may vary by state, carrier and premium amount. · Rates are updated every Monday. · as of Aug 10, 2026

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AnnuitiesRetirement Income Rental income, or a lifetime annuity? A rental property is a fine asset. It just is not the right one for everyone. Learn more

Long-Term CareUnderwriting If you gave up on long-term care because of your health A newer policy takes a different view of diabetes, cancer history and hepatitis. Learn more

401(k)RolloverPlanning A 401(k) rollover is not about moving money At the point you switch from saving to spending, the work is dividing the money by purpose. Learn more

AnnuitiesPrincipal Protection The market moves. Your principal does not. The point of an index annuity is the zero floor. It is not a product for chasing a windfall. Learn more

Long-Term CareCase Study I am 78. Can I still get long-term care coverage? There is a policy that accepts applications up to age 80. Here is the case, with the numbers. Learn more

Life InsuranceLiving Benefits Life insurance you can use while you are living From my Radio Korea segment: a bonus at the start, with the principal still protected. Learn more

Long-Term CareKorea Long-term care you can actually use in Korea The plan I arrange most often was just upgraded. Here is what changed. Learn more

AnnuitiesLong-Term CareLegacy Money asleep in the bank, doing three jobs at once A structure for the money sitting in savings without a plan attached to it. Learn more

PlanningCase Study "How" matters more than "how much" A couple in their late sixties with $540,000, and the two-basket plan we built from it. Learn more

MYGAInterest Rates Still settling for 3% on a bank CD? Insurers are paying over 5% guaranteed on a MYGA. Here it is on a real $500,000 case. Learn more