MYGA Rates 2-Yr5.10%3-Yr6.00%5-Yr6.15%7-Yr6.15%10-Yr6.25%

Rates may vary by state, carrier and premium amount. · as of Sep 21, 2026

English
Retirement income

Build the monthly income first

The question that matters in retirement is not how much you saved, it is how much arrives every month without fail. I show you how to fill the gap Social Security leaves with income that is paid for life.

Monica Kim
Monica Kim
17년 경력 · Annuity & Long-Term Care Specialist

What you leave here is used only to arrange the consultation, and is never shared.

When can payments start?
Some start right away, others wait a few years and pay more for it. The later you start, the larger the monthly amount.
Does anything pass to my children?
It depends on the product and the options chosen. You can select a design where the remaining balance goes to your beneficiaries.
What about inflation?
There are options that increase the payment each year. They start lower, so it is worth comparing both.

One question is enough to start

A consultation does not oblige you to buy anything. Putting your situation in order is my job.

  1. 1

    Call or email

    Leave just a name and a number, and I will call you back.

  2. 2

    We talk it through

    Not a product pitch. I start with where you stand and what you want to know. Office visit or phone, whichever is easier.

  3. 3

    You decide in your own time

    I show you the carriers side by side. Talking it over with your family first is never too late.